Green forest and peaks under summer clouds

Financing by Rate

Mike Oswald.

Pre-approval before you tour a mountain home. Second homes, jumbo loans, condos with rental income, and land.

Call or text Mike (720) 677-5816 Get pre-approved

A live person answers. Not a robot, not a phone tree. Updated September 2026.

Photos: Green forest and peaks under summer clouds, Jashan Kaleka (Unsplash).

Financing by Rate · VP of Mortgage Lending

Mike Oswald

Colorado native, lending since 2001. Pre-approval before you tour, and the loan managed to the closing date. NMLS 261003.

Call or text Mike: (720) 677-5816
Mike answers, and runs the loan from pre-approval to the closing table.

Second-home and jumbo loans. Many mountain purchases run above the conforming limit; the loan is structured before you bid.
Ski-town condos. HOA review, rental income and the building's approval status handled up front.
Land and construction. Lot loans and construction-to-permanent for the 35-acre homesites.
Same-Day Mortgage. Rate's program for a fast, fully underwritten approval when the seller wants certainty.

Get pre-approved with Mike Mike on rate.com

Mike Oswald, NMLS #261003. Guaranteed Rate, Inc. d/b/a Rate, NMLS #2611. Equal Housing Lender. Licensing: nmlsconsumeraccess.org. You may use any lender; the Kenna Real Estate Group receives nothing for the introduction. Not a commitment to lend; loans are subject to credit approval.

Trusted

Private consultation

Ask about financing with Mike.

303-955-4220

A live person answers. Not a robot, not a phone tree.

Every mountain town. Evergreen and Conifer to Summit County and Steamboat.
Wildfire, water, winter. Insurance, well, septic and access checked before you offer.
One point of contact. From the first call to the closing table.

Colorado Mountain Home Finder is part of the Kenna Real Estate Group at Keller Williams DTC (KWDTC).

Mike Oswald.

Mike Oswald

Where the mountain towns are.

Ask about financing with Mike.