303-955-4220
Small ranch house and cattle in a mountain valley

Wells and septic

How do well permits and septic rules work on Colorado mountain land?

Buying a mountain home or lot on a well and septic means two sets of rules: the state's for water and the county's for wastewater.

A live person answers. Not a robot, not a phone tree. Updated September 2026.

Photos: Small ranch house and cattle in a mountain valley, Madison Kuhn (Unsplash).

The short answer

Most Colorado wells drilled on or after May 8, 1972 on parcels under 35 acres are permitted for household use only, per CSU Extension. At sale, Jefferson County and Clear Creek County require a $100 septic Use Permit for systems older than 5 years, and Boulder County requires a $500 Property Transfer Certificate.

Under 35 acres

Inside the house only.

Most wells permitted since May 8, 1972 on smaller parcels cannot water lawns or livestock.

35+ acres

Up to three homes.

One domestic and livestock well serves three homes and one acre of lawn and garden.

Jefferson County

$100 Use Permit.

Required before sale for septic systems installed more than 5 years earlier.

Boulder County

$500 certificate.

A Property Transfer Certificate is required unless the system was approved within 5 years.

What does a Colorado well permit allow?

  • Under 35 acres: household use. CSU Extension: most private wells drilled on or after May 8, 1972 on properties under 35 acres are permitted for exempt household use only.
  • 35 acres or more: more uses. One domestic and livestock well per parcel serves up to three homes and up to one acre of lawn and garden.
  • Plan the water demand. CSU Extension plans on 75 gallons per person per day.
  • Check the yield. CSU Extension sets a minimum well yield of 0.5 gallons per minute.

Read the well permit itself, not the listing. The Colorado Division of Water Resources confirms what a permit allows.

What does Jefferson County require for a mountain well?

  • A mountain groundwater overlay. Section 41 of the county zoning resolution covers the fractured-rock mountain area.
  • A four-hour yield test. Building permits in the overlay require a four-hour well yield test.
  • Storage for weak wells. Homes with wells under 1 gallon per minute need at least 300 gallons of storage.
  • Three-year shelf life. The yield test stays valid for 3 years.

What septic rules apply when you buy in a mountain county?

  • Jefferson County: $100 Use Permit. Required before sale for systems installed more than 5 years earlier. Valid until closing or six months, whichever comes first.
  • Clear Creek County: $100 Use Permit. Required when any part of the system is more than 5 years old. Valid for 12 months or until closing. Processing takes 5 to 10 business days.
  • Boulder County: $500 certificate. A Property Transfer Certificate is required unless the whole system was approved less than 5 years before closing. The buyer can take on repairs, with 365 days after closing to finish.
  • Larimer County: Acceptance Document. Required at sale, valid until closing or up to 12 months. Systems approved less than 3 years earlier are exempt, and a buyer repair agreement allows 180 days after closing.

Order the septic inspection early. The county permit has to land before the closing date.

What should a buyer check on a well-and-septic home?

  • The well permit. Match the permit number, use type and location to the parcel you are buying.
  • A water test. Order a lab test for bacteria and nitrates during the inspection period.
  • The septic permit or certificate. Confirm who orders it, who pays and the county deadline in the contract.
  • The yield. In Jefferson County's mountain overlay, ask for the four-hour yield test if it is under 3 years old.

Call the Kenna Real Estate Group at 303-955-4220 to set up the well and septic checks before your inspection deadline.

Questions

Quick answers.

Can I water my lawn from a well on less than 35 acres in Colorado?

Most wells permitted on or after May 8, 1972 on parcels under 35 acres are household use only. Check the permit with the Division of Water Resources.

Does Jefferson County require a septic inspection when you sell?

Yes. Systems installed more than 5 years before the sale need a $100 Use Permit, valid until closing or six months.

Does Clear Creek County require a septic permit at sale?

Yes. A $100 Use Permit when any part of the system is more than 5 years old, valid for 12 months or until closing.

What does Boulder County require for septic at sale?

A $500 Property Transfer Certificate, unless the whole system was approved less than 5 years before closing.

How much water does a household need from a well?

CSU Extension plans on 75 gallons per person per day and a minimum well yield of 0.5 gallons per minute.

The map

Where the mountain towns are.

Every pin opens that town's page. Drive times from downtown Denver, without traffic.

Colorado mountain towns near Denver: 34 mountain towns with drive times to downtown Denver.DenverEvergreen: 28.0 miles, 42 minutes to Denver without trafficConifer: 28.3 miles, 41 minutes to Denver without trafficGolden: 14.8 miles, 24 minutes to Denver without trafficLookout Mountain (Golden): 18.9 miles, 32 minutes to Denver without trafficGenesee: 18.3 miles, 29 minutes to Denver without trafficMorrison: 16.7 miles, 25 minutes to Denver without trafficIndian Hills: 25.6 miles, 46 minutes to Denver without trafficKittredge: 26.4 miles, 44 minutes to Denver without trafficPine: 46.6 miles, 75 minutes to Denver without trafficBuffalo Creek: 44.2 miles, 69 minutes to Denver without trafficBailey: 44.0 miles, 65 minutes to Denver without trafficWoodland Park: 83.7 miles, 104 minutes to Denver without trafficIdaho Springs: 32.0 miles, 44 minutes to Denver without trafficGeorgetown: 44.8 miles, 60 minutes to Denver without trafficBlack Hawk: 37.2 miles, 56 minutes to Denver without trafficCentral City: 37.6 miles, 55 minutes to Denver without trafficNederland: 45.0 miles, 70 minutes to Denver without trafficAllenspark: 61.7 miles, 99 minutes to Denver without trafficLyons: 44.5 miles, 63 minutes to Denver without trafficEstes Park: 67.8 miles, 102 minutes to Denver without trafficBreckenridge: 79.3 miles, 106 minutes to Denver without trafficFrisco: 70.7 miles, 91 minutes to Denver without trafficSilverthorne: 67.1 miles, 86 minutes to Denver without trafficDillon: 67.9 miles, 88 minutes to Denver without trafficKeystone: 73.9 miles, 98 minutes to Denver without trafficWinter Park: 68.3 miles, 100 minutes to Denver without trafficFraser: 71.0 miles, 105 minutes to Denver without trafficVail: 97.3 miles, 122 minutes to Denver without trafficAvon: 105.8 miles, 131 minutes to Denver without trafficEdwards: 116.8 miles, 157 minutes to Denver without trafficAspen: 198.3 miles, 245 minutes to Denver without trafficSnowmass Village: 196.9 miles, 243 minutes to Denver without trafficSteamboat Springs: 155.6 miles, 205 minutes to Denver without trafficCrested Butte: 225.8 miles, 304 minutes to Denver without trafficEvergreenConiferGoldenMorrisonPineBaileyWoodland ParkIdaho SpringsGeorgetownNederlandLyonsEstes ParkBreckenridgeWinter ParkVailAspenSteamboat SpringsCrested Butte
  • Front Range foothills
  • I-70 corridor
  • Peak to Peak
  • Summit County
  • Resort
  • Tap a town to open its page

Outline: U.S. Census Bureau. Roads from downtown Denver: OSRM on OpenStreetMap. Town points: OpenStreetMap and USGS. Drive times without traffic.

Private consultation

Ask us about your mountain home.

303-955-4220

A live person answers. Not a robot, not a phone tree.

  • Every mountain town. Evergreen and Conifer to Summit County and Steamboat.
  • Wildfire, water, winter. Insurance, well, septic and access checked before you offer.
  • One point of contact. From the first call to the closing table.

Colorado Mountain Home Finder is part of the Kenna Real Estate Group at Keller Williams DTC (KWDTC).