
Property taxes
How much are property taxes on a Colorado mountain home in 2026?
A Colorado property tax bill comes from three numbers: the actual value, the assessment rate and the mill levy of the tax district.
A live person answers. Not a robot, not a phone tree. Updated September 2026.
Photos: Ski lift climbing the mountain with snowy peaks, morning light, Live Kaiah (Unsplash).
Multiply the assessed value by the mill levy and divide by 1,000. For 2026, Colorado's residential assessment rate is 6.80% for local government, after a 10% reduction of the first $700,000 of actual value, and 7.05% for schools. Mill levies vary by district: Evergreen (Jefferson County Tax District 4493) runs 91.3199 mills and Breckenridge (Summit Tax Area 3) 58.061 mills. Confirm your bill with the county assessor and treasurer.
6.80%.
After a 10% reduction of the first $700,000 of actual value (2026).
7.05%.
Residential assessment rate for school levies (2026).
91.3199 mills.
Jefferson County Tax District 4493.
58.061 mills.
Summit County Tax Area 3 (2025).
How is Colorado property tax calculated?
- Actual value. The county assessor sets the home's actual value.
- Assessment rate. For 2026, 6.80% for local government after a 10% reduction of the first $700,000 of actual value, and 7.05% for schools, per the Division of Property Taxation.
- Mill levy. Each mill is $1 of tax per $1,000 of assessed value.
- The formula. Assessed value times mills, divided by 1,000.
How do Evergreen and Breckenridge mill levies compare?
- Evergreen: 91.3199 mills. Jefferson County Tax District 4493. That is $9,131.99 of tax per $100,000 of assessed value.
- Breckenridge: 58.061 mills. Summit County Tax Area 3 (2025). That is $5,806.10 of tax per $100,000 of assessed value.
- The gap. Evergreen's levy is 33.2589 mills higher, about 57% above Breckenridge's.
A lower levy does not mean a lower bill. Breckenridge's typical home value was $1,187,000 and Evergreen's $880,000 (Zillow, August 2026).
How do you estimate taxes on a mountain home before you buy?
- Find the tax district. The county assessor's record lists the district or tax area for the parcel.
- Pull the last bill. The county treasurer shows the last tax bill on the parcel.
- Apply the formula. Assessed value times the district's mills, divided by 1,000.
- Check the value. Ask the assessor for the current actual value on the parcel.
Confirm the estimate with the county assessor and a tax professional.
What should a buyer ask about property taxes?
- The current bill. Ask for the last full-year tax bill, not the listing estimate.
- The district. Two homes a mile apart sit in different districts with different mills.
- Special districts. Ask which metro, water and fire districts sit in the parcel's tax area.
Call the Kenna Real Estate Group at 303-955-4220 to pull the tax district and last bill on any home you are considering.
Questions
Quick answers.
What is the Colorado residential assessment rate for 2026?
6.80% for local government after a 10% reduction of the first $700,000 of actual value, and 7.05% for schools, per the Division of Property Taxation.
What is the mill levy in Evergreen, Colorado?
91.3199 mills in Jefferson County Tax District 4493.
What is the mill levy in Breckenridge?
58.061 mills in Summit County Tax Area 3 (2025).
How do I calculate property tax from a mill levy?
Multiply the assessed value by the mills and divide by 1,000.
Are property taxes higher in Evergreen or Breckenridge?
Evergreen's levy is higher, 91.3199 mills vs 58.061. The bill also depends on the home's value. Confirm with the county.
Sources
- Colorado Division of Property Taxation
- Jefferson County, Tax District 4493 mill levy
- Summit County, Tax Area 3 mill levy (2025)
- Zillow ZHVI, August 2026
Rules, rates and dates change. The county, town or state office named above has the current version.
Go deeper
Where to go next.
The map
Where the mountain towns are.
Every pin opens that town's page. Drive times from downtown Denver, without traffic.
- Front Range foothills
- I-70 corridor
- Peak to Peak
- Summit County
- Resort
- Tap a town to open its page
Outline: U.S. Census Bureau. Roads from downtown Denver: OSRM on OpenStreetMap. Town points: OpenStreetMap and USGS. Drive times without traffic.
Private consultation
Ask us about your mountain home.
303-955-4220A live person answers. Not a robot, not a phone tree.
- Every mountain town. Evergreen and Conifer to Summit County and Steamboat.
- Wildfire, water, winter. Insurance, well, septic and access checked before you offer.
- One point of contact. From the first call to the closing table.
Colorado Mountain Home Finder is part of the Kenna Real Estate Group at Keller Williams DTC (KWDTC).

