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Property taxes

How much are property taxes on a Colorado mountain home in 2026?

A Colorado property tax bill comes from three numbers: the actual value, the assessment rate and the mill levy of the tax district.

A live person answers. Not a robot, not a phone tree. Updated September 2026.

Photos: Ski lift climbing the mountain with snowy peaks, morning light, Live Kaiah (Unsplash).

The short answer

Multiply the assessed value by the mill levy and divide by 1,000. For 2026, Colorado's residential assessment rate is 6.80% for local government, after a 10% reduction of the first $700,000 of actual value, and 7.05% for schools. Mill levies vary by district: Evergreen (Jefferson County Tax District 4493) runs 91.3199 mills and Breckenridge (Summit Tax Area 3) 58.061 mills. Confirm your bill with the county assessor and treasurer.

Local rate

6.80%.

After a 10% reduction of the first $700,000 of actual value (2026).

School rate

7.05%.

Residential assessment rate for school levies (2026).

Evergreen

91.3199 mills.

Jefferson County Tax District 4493.

Breckenridge

58.061 mills.

Summit County Tax Area 3 (2025).

How is Colorado property tax calculated?

  • Actual value. The county assessor sets the home's actual value.
  • Assessment rate. For 2026, 6.80% for local government after a 10% reduction of the first $700,000 of actual value, and 7.05% for schools, per the Division of Property Taxation.
  • Mill levy. Each mill is $1 of tax per $1,000 of assessed value.
  • The formula. Assessed value times mills, divided by 1,000.

How do Evergreen and Breckenridge mill levies compare?

  • Evergreen: 91.3199 mills. Jefferson County Tax District 4493. That is $9,131.99 of tax per $100,000 of assessed value.
  • Breckenridge: 58.061 mills. Summit County Tax Area 3 (2025). That is $5,806.10 of tax per $100,000 of assessed value.
  • The gap. Evergreen's levy is 33.2589 mills higher, about 57% above Breckenridge's.

A lower levy does not mean a lower bill. Breckenridge's typical home value was $1,187,000 and Evergreen's $880,000 (Zillow, August 2026).

How do you estimate taxes on a mountain home before you buy?

  • Find the tax district. The county assessor's record lists the district or tax area for the parcel.
  • Pull the last bill. The county treasurer shows the last tax bill on the parcel.
  • Apply the formula. Assessed value times the district's mills, divided by 1,000.
  • Check the value. Ask the assessor for the current actual value on the parcel.

Confirm the estimate with the county assessor and a tax professional.

What should a buyer ask about property taxes?

  • The current bill. Ask for the last full-year tax bill, not the listing estimate.
  • The district. Two homes a mile apart sit in different districts with different mills.
  • Special districts. Ask which metro, water and fire districts sit in the parcel's tax area.

Call the Kenna Real Estate Group at 303-955-4220 to pull the tax district and last bill on any home you are considering.

Questions

Quick answers.

What is the Colorado residential assessment rate for 2026?

6.80% for local government after a 10% reduction of the first $700,000 of actual value, and 7.05% for schools, per the Division of Property Taxation.

What is the mill levy in Evergreen, Colorado?

91.3199 mills in Jefferson County Tax District 4493.

What is the mill levy in Breckenridge?

58.061 mills in Summit County Tax Area 3 (2025).

How do I calculate property tax from a mill levy?

Multiply the assessed value by the mills and divide by 1,000.

Are property taxes higher in Evergreen or Breckenridge?

Evergreen's levy is higher, 91.3199 mills vs 58.061. The bill also depends on the home's value. Confirm with the county.

The map

Where the mountain towns are.

Every pin opens that town's page. Drive times from downtown Denver, without traffic.

Colorado mountain towns near Denver: 34 mountain towns with drive times to downtown Denver.DenverEvergreen: 28.0 miles, 42 minutes to Denver without trafficConifer: 28.3 miles, 41 minutes to Denver without trafficGolden: 14.8 miles, 24 minutes to Denver without trafficLookout Mountain (Golden): 18.9 miles, 32 minutes to Denver without trafficGenesee: 18.3 miles, 29 minutes to Denver without trafficMorrison: 16.7 miles, 25 minutes to Denver without trafficIndian Hills: 25.6 miles, 46 minutes to Denver without trafficKittredge: 26.4 miles, 44 minutes to Denver without trafficPine: 46.6 miles, 75 minutes to Denver without trafficBuffalo Creek: 44.2 miles, 69 minutes to Denver without trafficBailey: 44.0 miles, 65 minutes to Denver without trafficWoodland Park: 83.7 miles, 104 minutes to Denver without trafficIdaho Springs: 32.0 miles, 44 minutes to Denver without trafficGeorgetown: 44.8 miles, 60 minutes to Denver without trafficBlack Hawk: 37.2 miles, 56 minutes to Denver without trafficCentral City: 37.6 miles, 55 minutes to Denver without trafficNederland: 45.0 miles, 70 minutes to Denver without trafficAllenspark: 61.7 miles, 99 minutes to Denver without trafficLyons: 44.5 miles, 63 minutes to Denver without trafficEstes Park: 67.8 miles, 102 minutes to Denver without trafficBreckenridge: 79.3 miles, 106 minutes to Denver without trafficFrisco: 70.7 miles, 91 minutes to Denver without trafficSilverthorne: 67.1 miles, 86 minutes to Denver without trafficDillon: 67.9 miles, 88 minutes to Denver without trafficKeystone: 73.9 miles, 98 minutes to Denver without trafficWinter Park: 68.3 miles, 100 minutes to Denver without trafficFraser: 71.0 miles, 105 minutes to Denver without trafficVail: 97.3 miles, 122 minutes to Denver without trafficAvon: 105.8 miles, 131 minutes to Denver without trafficEdwards: 116.8 miles, 157 minutes to Denver without trafficAspen: 198.3 miles, 245 minutes to Denver without trafficSnowmass Village: 196.9 miles, 243 minutes to Denver without trafficSteamboat Springs: 155.6 miles, 205 minutes to Denver without trafficCrested Butte: 225.8 miles, 304 minutes to Denver without trafficEvergreenConiferGoldenMorrisonPineBaileyWoodland ParkIdaho SpringsGeorgetownNederlandLyonsEstes ParkBreckenridgeWinter ParkVailAspenSteamboat SpringsCrested Butte
  • Front Range foothills
  • I-70 corridor
  • Peak to Peak
  • Summit County
  • Resort
  • Tap a town to open its page

Outline: U.S. Census Bureau. Roads from downtown Denver: OSRM on OpenStreetMap. Town points: OpenStreetMap and USGS. Drive times without traffic.

Private consultation

Ask us about your mountain home.

303-955-4220

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  • Every mountain town. Evergreen and Conifer to Summit County and Steamboat.
  • Wildfire, water, winter. Insurance, well, septic and access checked before you offer.
  • One point of contact. From the first call to the closing table.

Colorado Mountain Home Finder is part of the Kenna Real Estate Group at Keller Williams DTC (KWDTC).